Fraud protection and risk management are the most important
components of online billing. Epoch uses a variety of processes to
minimize fraud while maximizing transaction throughput. Our clients
enjoy optimum approved sales while remaining in good standing with the
credit card associations' required ratios.
The first component of our fraud protection system is our pre-transaction filters. This is the front-end of our payment gateway, and it consists of the network of tools we utilize before a transaction is sent to interchange for approval. We employ all the anti-fraud methods made available by the credit card associations, including AVS,CVV2, CVC2 and 3-D Secure (Verified by Visa and SecureCode). In addition, we also use our own proprietary network of rules and filters that we have developed in-house and refined over the years.
The second component of our fraud protection system is our post-transaction analysis which through proprietary algorithms allows us to fine tune our billing methodologies including our pre-transaction filters. The post-transaction analysis, combined with our use of highly sophisticated portfolio analysis, gives Epoch's clients a competitive advantage in the marketplace not available to individual merchants or with other processors.
The first component of our fraud protection system is our pre-transaction filters. This is the front-end of our payment gateway, and it consists of the network of tools we utilize before a transaction is sent to interchange for approval. We employ all the anti-fraud methods made available by the credit card associations, including AVS,CVV2, CVC2 and 3-D Secure (Verified by Visa and SecureCode). In addition, we also use our own proprietary network of rules and filters that we have developed in-house and refined over the years.
The second component of our fraud protection system is our post-transaction analysis which through proprietary algorithms allows us to fine tune our billing methodologies including our pre-transaction filters. The post-transaction analysis, combined with our use of highly sophisticated portfolio analysis, gives Epoch's clients a competitive advantage in the marketplace not available to individual merchants or with other processors.
This blog contains information about Epoch.com for both merchants and customers.
Epoch Payment Processing | Epoch.com Blog | Epoch Billing Support
